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Los Angeles white collar crime is making a comeback, and Los Angeles white collar crime attorneys are gearing up for quite a bit of work.  The recent economic downturn has left many California homeowners in particularly precarious financial positions.  Many people who have recently become unemployed are beginning to have problems paying their mortgages every month.  Increasingly, home loan modification has become a popular practice as homeowners are looking for ways to avoid foreclosure.  And where there is desperation, there are thieves waiting to take advantage of these homeowners’ ignorance.  In increasingly organized fashion, people posing as home loan modification experts are contacting homeowners close to default and offering to help them modify their existing home loans.  Make no mistake:  only the bank that issued your home lo